Current Rates as of February 10, 2010.
| Checking Accounts* | Rate | APY |
| NOW Checking | .35% | .35% |
| Money Market | .80% | .80% |
| Savings Accounts* | Rate | APY |
| Statement Savings | .60% | .60% |
| Christmas Club | 2.00% | 2.02% |
| Certificates of Deposit | Rate | APY |
| 3 month term | .65% | .65% |
| 6 month term | 1.15% | 1.15% |
| 12 month term | 1.45% | 1.46% |
| 18 month term | 1.45% | 1.46% |
| 18 month IRA | 1.45% | 1.46% |
| 24 month term | 1.70% | 1.71% |
| 30 month term | 2.00% | 2.02% |
| 36 month term | 2.15% | 2.17% |
| 48 month term | 2.00% | 2.02% |
- $500.00 minimum balance required for CDs
- APY on Checking accounts based on 30 day simple interest
- APY on Savings accounts based on 1 month compound daily interest
- APY on 3 month & 6 month CD's based on $1000.00 simple interest
- APY on CDs & IRAs with a term of 12 months & above based on daily compound interest
- Fee’s may reduce earnings
- A penalty may be imposed for early withdrawal of Certificates of Deposit
- * Annual Percentage Yield is subject to change
